Group health and dental insurance premiums are quoted and the plans are designed based on the company’s Employee Census, which is a listing of the employees’ age, sex, location, and selected employee/dependent coverage.

A proposal spreadsheet will be presented with cost and benefit details. Typically, health insurance options include Health Maintenance Organizations (HMO), Preferred Provider Organizations (PPO), Exclusive Provider Organizations (EPO), and Point of Service (POS). The proposal is designed to provide the business/manager with all the information needed to simplify the selection process to determine the most appropriate coverage. RBI provides experience-based advice regarding the options presented.

Enrollment, carrier liaison, and all management services are provided by Resource Benefits along with renewal administration and ongoing support.